The car insurance is a compulsory insurance must possess any vehicle you want to travel on English territory. Circular
uninsured involves immobilizing the car until insurance and hiring until will be a trial of criminal as sebe be a judge who handed down the sentence, rather than the agent who carried out the arrest.
in an accident without insurance all damages that are material or physical causes people are at your expense.
insurance policy must include coverage RCO (Civil Liability Compulsory) . This liability coverage is only to others, ie it covers any damage that the car may cause to third persons are bodily injury or property damage, but never cover our own damage.
Unfortunately, this coverage is limited and this is what it covers:
- Bodily injury: 350,000 Euros per victim
- Damage to property: € 100,000 per claim
- health care costs: Unlimited until healing of injuries
- burial and funeral costs: Unlimited as the manners of the area
In return, insurers policies applied in other additional coverage called RCV (Liability voluntary) which pays the difference if the damage exceeds the coverage of the Civil Liability Compulsory .
There are also optional coverages, which can be hired if necessary, with consequent additional costs: own damage, theft, fire, breakage of windows, travel assistance, safe driver, legal defense, withdrawal license, vehicle replacement, defense of fines and repair loan.
