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I always formed in good values, taught me not to lie, not steal, do not attack people without sense, generally taught me to be a good person. Most of the time I try to live my life without doing harm to others, as taught me. Surprise for them, find that I'm looking for a lever on the customs for goods entering illegally. Is that my parents have one major flaw: they are legal positivists.

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The European Parliament approved the directive governing cross-border healthcare.

MEPs adopted on Wednesday January 19 a rule that clarifies the rights of patients wishing to receive assistance health in an EU country other than their own. The new legislation, agreed by Parliament and Council lays down the conditions for reimbursement of treatment carried out abroad and establishing a system of prior authorization the patient must obtain in the country of origin. Member States will have two and half years to transpose the directive.

MEPs approved on January 19 by a large majority in a vote by show of hands the agreement with the Council. The European Parliament's rapporteur, Françoise Grossetête, noted that patients no longer feel abandoned when they seek medical treatment abroad. This policy will clarify the rights of patients, so far were very vague. "

The new EU rules clarify the rights of patients to receive care in other Member States. As a general rule, the country of affiliation (residence) which will meet the costs that would have been paid in their territory the same treatment. If there is a difference in price charged to the patient.

Prior Authorization

National authorities may require prior authorization when patients need to enter the hospital at least overnight or for specialized treatments.

A MEPs initiative, countries will have to explain the reasons for refusing a permit, according to a list in the directive. May be denied treatment when involving an unreasonable risk to the patient or population or where there is doubt about the quality. The refusal of a permit can not rely on the existence of waiting lists in the country.

Contacts and rare diseases

Member States should establish national contact points to provide information to patients who are thinking of applying for treatment in another country EU.

medical care abroad can benefit patients on waiting lists or specialized treatment not available in your country. In this sense, the policy proposes to strengthen cooperation between Member States in the diagnosis and treatment of rare diseases.

The vast majority of patients in the EU prefer to receive health care in their own country. Currently, member states spend about 1% of their health budgets in treatments performed abroad.

These rules apply to patients who claim to receive treatment in another EU country. Thus, citizens may continue to request the European Health Card, which covers emergency treatment for short stays abroad and will not be affected by this policy.

Via: europarl.europa.eu

And I say: if the English Public Health must pay English patients treatments that, being on the waiting list in Spain, be decided in another European country, why the same system English National Health Service is reluctant to allow this in private medical centers in our own country?.

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Adeslas

Joining Adeslas Aresa and creates a national leader with a share of 25%

The national ranking of health insurance has turned a corner with the transaction announced last Friday, by which Mutua Madrilena , owner of Aresa Vidacaixa buys half-Adeslas. The insurance group passes and lead the industry in Spain, and to diversify their business and expand its geographical presence.

Mutua Madrilena (MM) is the new leader of the ranking of health insurance in Spain following the purchase of 50 percent for 500 Adeslas million by strengthening the leadership position held and the activity Adeslas Aresa, a subsidiary of the branch of GM.

Both companies represent more than 25 percent of the market share of health insurance and collect about 3.5 million customers. Operation were excluded Adeslas hospitals, which remain under the ownership of Criteria, the investment group whose major shareholder La Caixa.

The new health business will keep the name MM-Adeslas Vidacaixa business and he'll go to progressively integrate the activities of Aresa.

Following the alliance, the shareholders of General Insurance Vidacaixa-Adeslas Mutua Madrilena will be composed by 50 percent, Criteria in a 49.9 per cent and the remainder being held by minority shareholders who did not participate in the operation by which a year ago La Caixa Adeslas bought.

The detail of the operation, in which GM has agreed with La Caixa's Criteria buys 50 percent of Vidacaixa-Adeslas General Insurance, the life insurance company of La Caixa which includes healthcare company Adeslas provides for the joint appointment of the new leaders of business-Adeslas Vidacaixa, whose chief executive is John Hormaechea, Area General Manager MM insurer. Javier Murillo, current executive deputy general director Vidacaixa, is also CEO of the new society.

The amount of the overall agreement reached between the two insurance groups amounted to 1.075 million, of which about half are worth buying Adeslas and half to the purchase of 50 percent and the agreement SEGURCAIXA with La Caixa health products, home, cars and other classes of non-life through more than 5,400 offices of its commercial network.

Mutua Madrilena operation faces its own resources without borrowing, and reaches its target in the Plan 2009-2011, strategic diversification and geographic expansion, will have 56.6 percent of its business outside of Madrid, compared with 30 percent currently, and will significantly increase its position in areas of interest such as Catalonia, Levante and Andalusia, while also increasing its weight in both Castile and Galicia.

addition, GM will reach the second position of the national classification of non-life-insurance against the seventh-occupied, with a combined market share of 10 percent and will be positioned as the fourth insurer in the country, including the life business.

According Ignacio Garralda president of GM, the group would need about 17 years with an estimated annual growth of 5 percent for "organically achieve premium volume resulting from the acquisition." The partnership with La Caixa allows, therefore, "take a giant step in the insurance industry as a whole and go on to lead, in particular the health area." MM

available until now a portfolio of 2.4 million policyholders in 2009 and earned premium income of 1,293 million euros.

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Aresa joins private health insurance may be tax deductible

Catalans who pay private health insurance can deduct this in the section autonomic Income Statement.

The Institute for Development and Integration of Health (IDIS) has reivindicaco spread to the rest of the country's recent announcement of the new Minister of Health of the Generalitat of Catalonia , Boi Ruiz, according to which the Catalans who pay private health insurance can deduct this in the regional section of the Income Statement.

"Encourage the promotion of private insurance with tax relief initiatives such as downloading contributes financially to the public health system and is therefore excellent news for a system whose viability is being questioned significantly in recent times, "said the secretary general of IDIS, Juan Abarca Cidón.

From their point of view, the roughly 10 million users of private healthcare in Spain do not use public health resources, generating a significant decrease in the workload, the delay times and waiting lists, resulting in a financial shock to the system which experts estimate at about 1,400 euros per person per year.

also IDIS general secretary stressed that the adoption of such measures also contributes to increase the wealth of our country and improve employment in a sector, private health, made in late 2009 for some 340,000 professionals in most cases highly skilled. This represents 1.82 percent of the employed population and 30 percent of total employment in the health sector.

"The Private healthcare offers a quality supplement to anyone who wants a complementary system to public health. By promoting the integration of the private sector within the system, avoid duplication in resource consumption, resulting in inefficiency and unnecessary expense, we will provide that those who opt for voluntary co-payment means having a private policy of maximum discharge possible costs to public health system and contribute to increase the wealth of our country, "concluded Juan Abarca Cidón.

Via: medicosypacientes.com