motorcycle insurance in Spain is like car insurance, a compulsory insurance that should bring any motorcycle you want to travel on English roads.
For this insurance and driving without being caught by the civil guard or the police will freeze without delay the motorcycle until you do hire the motorcycle insurance and sue you for trial of criminal as this type of violation is not paid directly by a fine by the authority if you have taken to be a judge handed down the sentence appropriate. Besides it goes without saying that this is only if you get caught, but if you have an accident and has no motorcycle insurance, can cost you and ruin all the damage they are material or physical people the have to pay in your pocket and the damage from an accident can be many.
All motorcycle insurance policies must include coverage of RCO (Civil Liability Compulsory) . This liability coverage is only a third, ie it covers any damage that may cause our bike to third persons are bodily injury or property damage, but never cover our own damage.
This coverage is not unlimited and covers a maximum as follows:
- Bodily injury -> 350,000 Euros per victim
- Damage to material goods -> 100,000 Euros per claim
- Expenditure on health care -> Unlimited until cure of injuries
- burial and funeral expenses -> Unlimited according to the customs of the area
This insurance companies, as well as auto insurance, the policies implemented in other additional coverage that is RCV (Liability voluntary) which pays the difference in the event of damage exceeding the coverage of the Civil Liability Compulsory .
All other coverages that are voluntary and can be contracted are: own damage, theft, fire, travel assistance, safe driver, legal, card removal, replacement vehicle, fines and loan protection repair.
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